About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.

Pricing starting from:

US$0.30

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Austria, Belgium, Brazil, Bulgaria and 36 others

    Supported Languages

    Bulgarian, Chinese, Czech, Danish, Dutch and 21 others

    Pricing starting from:

    US$0.30

    • Free Version
    • Free Trial
    • Subscription

    Images

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    Features

    Total features of Stripe: 35

    • ACH Payment Processing
    • API
    • Accounting Integration
    • Activity Dashboard
    • Billing & Invoicing
    • Compliance Management
    • Credit Card Management
    • Credit Card Processing
    • Cryptocurrency Processing
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Fraud Detection
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Payments
    • Multi-Currency
    • Online Payments
    • PCI Compliance Software
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Links
    • Payment Processing Software
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Sales Reports
    • Self Service Portal
    • Third-Party Integrations
    • Transaction History
    • Transaction Management
    • Transaction Monitoring

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    Reviews

    Overall rating

    4.6 /5
    (3,115)
    Value for Money
    4.4/5
    Features
    4.5/5
    Ease of Use
    4.5/5
    Customer Support Software
    4.3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 3,115
    Skyler
    Skyler
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    The Best Payment Processer For Freelancers

    Reviewed on 2023-03-04

    I have had an excellent experience with Stripe and have been using it to receive payments for over...

    I have had an excellent experience with Stripe and have been using it to receive payments for over 4 years now. I've never had any issues in that time or had to contact customer support.

    Pros

    Stripe is very easy to integrate with invoicing software (I am using Zoho Invoice), and allows me to accept client payments by credit/debit card as a freelance writer. It is also trusted by clients, and since I started offering Stripe payments, I have found that I am now getting paid in half the time as when I offered bank transfers/Paypal. The fees are also a lot less than PayPal.

    Cons

    The only con I have had is that it took a long time (about 1.5 weeks) to receive the very first payout due to verification processes. But after that, I now receive a payout to my bank account within 2-3 days each time.

    Alternatives Considered

    Square Payments

    Reasons for Choosing Stripe

    I really don't trust PayPal anymore. I've had many issues where they withhold funds, and also they have some of the worst fees and exchange rates from any platform ever, which is a huge problem when accepting large payments or funds in different currencies as I do regularly.

    Switched From

    PayPal

    Reasons for Switching to Stripe

    I had many other freelancers also recommend Stripe to me, so ended up trying it out, and was very happy with the service. It is easy to set up, reliable and processes payments very quickly.
    Whitney
    Overall rating
    • Industry: Consumer Goods
    • Company size: Self Employed
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 10.0 /10

    Stripe is the Payment Processor To Fit Any Business Needs

    Reviewed on 2024-05-02

    Pros

    The various feature embedded in Stripe for multiple different payment option capabilities is phenomenal. They have detailed outline of payment intents to look back at immediately should there be a problem with a debit or credit card that was ran for payment and they have security detection on transactions that don't feel genuine especially if running it manually. I love it. You also have the ability to send out invoices and payment links to customers saving the hassle of leaving their own home for a phone in order to deliver gifts to family/friends from miles away!

    Cons

    The only cons is the whole Ruby Gem and developer code setup if you don't know how to implement this on your own website you're building or even in your own cloud server or network server. It takes alot of research and how-to articles to read to start learning it as you go and if you're a beginner thats unfamiliar with command line basics and a terminal to launch from then you're in trouble! Ha!Ha!

    Alternatives Considered

    PayPal and Wave

    Reasons for Choosing Stripe

    Square has a tendency to just freeze accounts and not even allow legitimate appeal of the decision and they do so without warning. If you have money in the account when they do decide to just cut you off they hold onto it for at least 180 days if I remember correctly and there is nothing you can do about it. That's unacceptable.

    Switched From

    Square Payments

    Reasons for Switching to Stripe

    For the same reason I chose Stripe over Square.... they have the same bad habit of freezing accounts just on a whim with no notice and keep business owners from revenue just because they can and are in no hurry to allow you access to your funds even if proven legitimate long before they'll release their hold on them.
    Peter
    Overall rating
    • Industry: Retail
    • Company size: 11–50 Employees
    • Used Daily for 6-12 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 0.0 /10

    NEVER USE STRIPE !!

    Reviewed on 2024-08-01

    if you try to contact support and think you can solve something, FORGET IT! they just connect you...

    if you try to contact support and think you can solve something, FORGET IT! they just connect you every 30 minutes to another agent who has no competence for basic things, I don't understand how a payment gateway that manages money can have such an approach! they are maximally impossible and not helpful at all! this is my worst experience! I believe that this payment gateway will end soon! they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible, it will be your best decision. You'll thank me later.

    Pros

    NEVER USE STRIPE !!! check out their reviews! terrible !!!
    THEY CANNOT SOLVE THE REQUEST.
    IT'S JUST A WASTE OF TIME AND YOUR MONEY
    AND CHAT SUPPORT SHUTS OFF COMMUNICATION AS THEY SEEM WITHOUT RESPONSE. MAXIMUM UNPROFESSIONAL. IT'S A BUNCH OF AMATEURS WHO BLOCK YOUR MONEY!

    They are simply stealing your money

    Cons

    They stealing your money. we used stripe, the support is impossible at most not helpful, they refund the money to the customer without the customer returning the goods, I DO NOT RECOMMEND TO USE. use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent.

    Rachael
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: Self Employed
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 10.0 /10

    Simple to use yet powerfully adaptive and flexible for individual needs

    Reviewed on 2024-07-09

    Stripe has made accepting card payments virtually easy and streamlined for my practice. It also...

    Stripe has made accepting card payments virtually easy and streamlined for my practice. It also integrates very well with my EMR platform, which is an added bonus.

    Pros

    Simple and easy to use interface! Favourite feature is the stripe express app, which makes managing payments and trends very easy especially on-the-go.

    Cons

    No dislikes noticed at this time. Very streamlined and easy to navigate software.

    Alternatives Considered

    Square Payments

    Reasons for Switching to Stripe

    Due to easier integration with EMR platform I am currently using.
    Destiny
    Overall rating
    • Industry: Design
    • Company size: Self Employed
    • Used Weekly for 6-12 months
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 8.0 /10

    Good Payment Solution for Entrepreneurs

    Reviewed on 2023-12-15

    Pros

    Stripe easily integrates with most major platforms. I like that I can offer clients pay later options that they're familiar with like Affirm as well as other easy-pay options like Apply Pay, etc. The fees are comparable to other payment processors.

    Cons

    Stripe offers a slightly robust payment processing solution so the setup *can be a little involved, but doesn't have to take a long time if you have fairly basic needs. I do not care for the amount of time it takes to clear payments. I have to wait a couple of days after the payment is made for it to clear AND THEN 1-2 business days after it's cleared for the payout. They have an instant payout feature where they take a percentage of the amount transferred so you can get the payout immediately, but the fee adds up quickly.

    Alternatives Considered

    PayPal

    Reasons for Choosing Stripe

    My square account was compromised and I felt uneasy using it moving forward.

    Switched From

    Square Payments

    Reasons for Switching to Stripe

    I use both, but I added Stripe as a payment option because some of my clients did not like PayPal or didn't have PayPal accounts.
    Showing 5 reviews of 3,115 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Starting from: US$0.30
    • Free Trial: Not Available

    Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.

    Stripe has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Stripe supports the following languages:

    Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, ABC Glofox, Accelevents, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Avaza, Baremetrics, BigCommerce, Bizness Apps, Blinksale, Bookinglayer, Bookwhen, ChargeKeep, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Cloudbeds, Commence, CoreCommerce, CrowdPower, Cyclr, Databox, Docusign, Ecwid, Elorus, Emburse Abacus, Eventcube, Expensify, FormCrafts, FreeAgent, FreshBooks, GoDaddy Website Builder, GovOS, Gravity Forms, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, Invoiced, Involve.me, Jotform, Jumpseller, KashFlow, Keap, Keen IO, Leadpages, LeadsBridge, LearnWorlds, Lendio, LessAccounting, MYFUNDBOX, MakePlans, MemberSpace, Midigator, Nomod, Octobat, Operations Hub, PayDirt Payroll, Payfunnels, Payrexx, Paythen, Pelcro, Preact, PushPress, Quaderno, Recurly, RentMy, Rezgo, SecuraCart, Sellfy, Sellsy, Selz, Shift4Shop, ShipRush, ShipStation, Shopify, SimpleSpa, Skedda, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, SurveySparrow, TalentLMS, Tapfiliate, Ticket Tailor, Trustap, Typeform, UltraCart, Volusion, Wave, WeTravel, Weebly, WildApricot, Wishpond, Woopra, Wufoo, Xero, Xola, ZapERP, Zapier, Zoho Backstage, Zoho Billing, Zoho Books, Zoho Invoice

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base Software, 24/7 (Live rep), Chat

    Related categories

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