---
description: Detailed reviews on Square Virtual Terminal based on features, pricing, usability, and ratings. Get a quick overview advantages and disadvantages. Compare Square Virtual Terminal with similar products.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Square Virtual Terminal Reviews, Prices & Ratings | GetApp Canada 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/1183/mobile-credit-card-processing/software) > [Square Virtual Terminal](/software/2002723/square-virtual-terminal)

# Square Virtual Terminal

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> Square Virtual Terminal is a cloud-based software that helps businesses process and accept payments from multiple payment methods including cash, checks, gift cards and more. Managers can charge payments on customers' credit or debit cards and maintain a record of all payments in the database.
> 
> Verdict: Rated **4.6/5** by 37 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 37 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support Software | 4.0/5 | Based on overall reviews |
| Value for Money | 4.4/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Per Feature (Free version available)
- **Pricing Details**: Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments \&amp; 2.6% + 10¢ per transaction for swiped payments.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- API
- Accounting Integration
- Activity Dashboard
- Billing & Invoicing
- Credit Card Management
- Credit Card Processing
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- In-Person Payments
- Mobile Card Reader
- Multiple Payment Options
- Online Payments
- PCI Compliance Software
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Purchasing & Receiving

## Integrations (5 total)

- Google Sheets
- Microsoft Excel
- QuickBooks Money
- Square Invoices
- Square Point of Sale

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- Chat

## Category

- [Mobile Credit Card Processing Software](https://www.getapp.ca/directory/1183/mobile-credit-card-processing/software)

## Related Categories

- [Mobile Credit Card Processing Software](https://www.getapp.ca/directory/1183/mobile-credit-card-processing/software)
- [Payment Processing Software](https://www.getapp.ca/directory/23/payment-management/software)

## Alternatives

1. [Stripe](https://www.getapp.ca/software/91015/stripe) — 4.6/5 (3361 reviews)
2. [Square Payments](https://www.getapp.ca/software/112251/square-payments-processing) — 4.7/5 (2700 reviews)
3. [PayPal Point of Sale](https://www.getapp.ca/software/2006083/paypal-here-app) — 4.6/5 (2290 reviews)
4. [360 Payments](https://www.getapp.ca/software/2049543/360-payments) — 4.7/5 (35 reviews)
5. [SumUp](https://www.getapp.ca/software/2058806/sumup-air) — 4.5/5 (1471 reviews)

## Reviews

### "helpful for small businesess" — 5.0/5

> **Verified Reviewer** | *June 14, 2021* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I like how easy and streamlined it is to work with
> 
> **Cons**: not a con but sometimes the fees can be higher

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### "Square is the way to go\!" — 5.0/5

> **Scott** | *February 3, 2021* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: I love the versatility of the Square Virtual Terminal. On the spot sales, recurring payments, invoices, and more all at your finger tips.
> 
> **Cons**: The fees are a little high compared to the rest of the industry.
> 
> Ive used Square for years with their little mag stripe unit with my phone. Easy to use when Im on the road. Now Im using Square Virtual Terminal as well. It helps me set up recurring payments in addition to on the spot sales

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### "To bad it’s part of Square..." — 3.0/5

> **Scott** | *January 3, 2021* | Machinery | Recommendation rating: 0.0/10
> 
> **Pros**: Square virtual terminal is actually very useful allowing you to take credit/debit card payments over the phone or through email by manually entering in card details.  Being Able to set up recurring payments is my favorite feature and it’s easy to navigate your way around the site.
> 
> **Cons**: The worst part of Square Virtual Terminal is the Square part\!  Ive had horrible experience using Square in the past\!  Hands down THE WORST customer service of any product I’ve EVER dealt with\!  My account was deactivated for no good reason which made it literally impossible to talk to anyone at customer service.  Dozens of emails went unanswered and the held my $100 balance I had in account for over 2 years before finally releasing it.
> 
> Square virtual terminal is one bright spot in an otherwise terrible program.

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### "A Standard-Bearer" — 5.0/5

> **Brian** | *September 29, 2020* | Mental Health Care | Recommendation rating: 1.0/10
> 
> **Pros**: Square is widely used and has been around long enough to have worked out the kinks contributing vastly to functionality and use-ability. We use Square often as a merchant app and for regular customers/clients.
> 
> **Cons**: It is easy enough to embed a marketplace into a website and receive payments online. It is customizable but maybe a little less trendy and a little plainer design than I would like.
> 
> Overall, it portable, familiar and easy to use both as merchant and customer.

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### "Great for on the go" — 5.0/5

> **Eric** | *October 22, 2019* | Management Consulting | Recommendation rating: 10.0/10
> 
> **Pros**: Have hosted several events and brought a mini - mobile pro shop.  We have used this instead of actual hardware.
> 
> **Cons**: some are leery of using financial information on a virtual portal, so there can be some hesitation there
> 
> Does exactly as advertised and perfect choice for our need

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## Links

- [View on GetApp](https://www.getapp.ca/software/2002723/square-virtual-terminal)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/finance-accounting-software/a/square-payments-processing-1/> |
| en-AE | <https://www.getapp.ae/software/2002723/square-virtual-terminal> |
| en-AU | <https://www.getapp.com.au/software/2002723/square-virtual-terminal> |
| en-CA | <https://www.getapp.ca/software/2002723/square-virtual-terminal> |
| en-GB | <https://www.getapp.co.uk/software/2002723/square-virtual-terminal> |
| en-IE | <https://www.getapp.ie/software/2002723/square-virtual-terminal> |
| en-NZ | <https://www.getapp.co.nz/software/2002723/square-virtual-terminal> |
| en-SG | <https://www.getapp.sg/software/2002723/square-virtual-terminal> |
| en-ZA | <https://www.getapp.za.com/software/2002723/square-virtual-terminal> |
| fr | <https://www.getapp.fr/software/2002723/square-virtual-terminal> |
| fr-BE | <https://fr.getapp.be/software/2002723/square-virtual-terminal> |
| fr-CA | <https://fr.getapp.ca/software/2002723/square-virtual-terminal> |

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