---
description: Detailed reviews on Plooto based on features, pricing, usability, and ratings. Get a quick overview advantages and disadvantages. Compare Plooto with similar products.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Plooto Reviews, Prices & Ratings | GetApp Canada 2026
---

Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/237/accounts-payable/software) > [Plooto](/software/103897/plooto)

# Plooto

Canonical: https://www.getapp.ca/software/103897/plooto

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> Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.
> 
> Verdict: Rated **4.3/5** by 241 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of Plooto

 Stop chasing check signatures with Plooto's smart approval workflow - allowing you to get payment approvals from assigned approvers from anywhere in the world.&#10;&#10; Improve your cash flow and get paid as soon as 2 business days with Plooto's credit card acceptance (compared to the 4-7 business days with ACH). Plus, provide more payment flexibility to your customers\!&#10;&#10; With Plooto's smart integration, automatically sync all invoices and transactions to and from QuickBooks or Xero&#10;&#10; Plooto keeps a full audit trail of all transactions, saving you countless hours on data entry&#10;&#10; Switch between multiple client accounts with Plooto's dashboard view - perfect for accountants and bookkeepers.&#10;&#10; Collect one-time and recurring payments faster with PAD to streamline the accounts receivable process&#10;&#10; Securely transfer funds electronically without having to know the payee's banking information.&#10;&#10; Send domestic and cross-border payments between Canada and the U.S. with no percentage fees.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 241 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support Software | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.2/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Plooto
- **Location**: Toronto, Canada
- **Founded**: 2014

## Commercial Context

- **Starting Price**: $32.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: No setup fees. No integration fees. No hidden fees.&#10;&#10;Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to  your clients at no cost to your firm.&#10;&#10;Accountants and bookkeepers can get free or discounted Plooto subscriptions.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop)
- **Supported Languages**: English
- **Available Countries**: Canada, United States

## Features

- ACH Payment Processing
- Access Controls/Permissions
- Accounting Integration
- Accounting Software
- Accounts Payable Software
- Accounts Receivable Software
- Activity Dashboard
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Trail
- Bank Reconciliation
- Billing & Invoicing
- Billing Portal
- Cash Flow Management
- Check Writing
- Client Portal
- Collaboration Tools
- Compliance Management
- Contact Database

## Integrations (7 total)

- NetSuite
- QuickBooks Bi-Directional Synchronizer
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Online Accountant
- QuickBooks Online Advanced
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Accounts Payable Software](https://www.getapp.ca/directory/237/accounts-payable/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.ca/directory/23/payment-management/software)
- [Accounting Software](https://www.getapp.ca/directory/236/accounting/software)
- [Accounts Payable Software](https://www.getapp.ca/directory/237/accounts-payable/software)
- [Accounts Receivable Software](https://www.getapp.ca/directory/238/accounts-receivable/software)
- [Billing and Invoicing Software](https://www.getapp.ca/directory/240/billing-invoicing/software)

## Alternatives

1. [QuickBooks Online](https://www.getapp.ca/software/20428/quickbooks-online-edition) — 4.3/5 (8425 reviews)
2. [Xero](https://www.getapp.ca/software/1671/xero) — 4.4/5 (3284 reviews)
3. [Stampli](https://www.getapp.ca/software/103241/stampli) — 4.8/5 (463 reviews)
4. [QuickBooks Enterprise](https://www.getapp.ca/software/115227/quickbooks-enterprise) — 4.5/5 (20627 reviews)
5. [QuickBooks Desktop](https://www.getapp.ca/software/2053357/quickbooks-desktop-pro) — 4.4/5 (2555 reviews)

## Reviews

### "Plooto as 3rd Party ACH Provider" — 5.0/5

> **Keri** | *December 17, 2020* | Warehousing | Recommendation rating: 10.0/10
> 
> **Pros**: The integration with Quickbooks Online is simple and makes my A/R seamless. I love that my clients set up an ACH agreement one time and moving forward I request and process my A/R with a click of a button. I can also select which account I want the deposit to go to. Data is easy to download for reconciliation purposes as well.
> 
> **Cons**: I would like to see a default bank account option so I don't have to select a bank account for each transaction. I would also love for the deposit times to improve.
> 
> My overall experience has been great. Customer service is timely and helpful. This software has saved me countless hours of which I don't have to spare\!

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### "Great financial software for small and mid-sized organizations" — 5.0/5

> **Scott** | *December 14, 2020* | Nonprofit Organization Management | Recommendation rating: 8.0/10
> 
> **Pros**: As a small association, with few vendors and accounts payable/receivable, the software works very well for us. While I'm sure it can also be used for larger organizations and may have lots of advanced functions, the core user interface, notifications, integrations and other features are perfect for our smaller organizations. No unnecessary complications.
> 
> **Cons**: I suppose if anything, if you need to reverse a payment already in process it can be a bit of a challenge but have only experienced that once.
> 
> We use the software for payment of invoices including external vendors, staff reimbursements, and payroll. Works perfectly for us. Just a few clicks and there are adequate checks and balances features to ensure accountability and security.

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### "Caution, investigate and have a back up" — 1.0/5

> **Steve** | *December 19, 2024* | Human Resources | Recommendation rating: 1.0/10
> 
> **Pros**: Easy to setup is the ONLY thing I liked.
> 
> **Cons**: Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank accounts.
> 
> Very poor.  Lost a contractor because the funds took too long to appear in their account.

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### "Great system for small businesses and non-profits." — 4.0/5

> **Krista** | *December 14, 2020* | Accounting Software | Recommendation rating: 10.0/10
> 
> **Pros**: It is great for tracking the approval process for payments and providing an alternative method of payment for invoices.
> 
> **Cons**: Customer service has been a struggle for us. It is hard to get in touch with someone when we have questions or concerns. It would be nice if there was a way to receive approval for payment but to submit the payment offline. Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for those.
> 
> Overall its a great system and we have moved the majority of our clients over to it. There are some limitations but they just require a work around.

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### "Overall a good option to manage Payables and Receivables" — 4.0/5

> **Alexandra** | *March 18, 2022* | Hospitality | Recommendation rating: 8.0/10
> 
> **Pros**: Plooto is a user friendly software, easy to use and convenient. I was able to sync with QuickBooks, which makes the process even easier.
> 
> **Cons**: There are some functions that could be added/improved in the reporting area and external user experience.

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## Links

- [View on GetApp](https://www.getapp.ca/software/103897/plooto)

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| en | <https://www.getapp.com/finance-accounting-software/a/plooto/> |
| en-AE | <https://www.getapp.ae/software/103897/plooto> |
| en-AU | <https://www.getapp.com.au/software/103897/plooto> |
| en-CA | <https://www.getapp.ca/software/103897/plooto> |
| en-GB | <https://www.getapp.co.uk/software/103897/plooto> |
| en-IE | <https://www.getapp.ie/software/103897/plooto> |
| en-NZ | <https://www.getapp.co.nz/software/103897/plooto> |
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| es | <https://www.getapp.es/software/103897/plooto> |
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| es-MX | <https://www.getapp.com.mx/software/103897/plooto> |
| fr | <https://www.getapp.fr/software/103897/plooto> |
| fr-BE | <https://fr.getapp.be/software/103897/plooto> |
| fr-CA | <https://fr.getapp.ca/software/103897/plooto> |
| nl | <https://www.getapp.nl/software/103897/plooto> |
| nl-BE | <https://www.getapp.be/software/103897/plooto> |

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