Authorize.Net

Credit card processing for small & medium business merchants

About Authorize.Net

Authorize.Net is an online payment gateway enabling small to medium-sized online merchants to accept credit card and electronic check payments from websites and deposit funds automatically into their merchant bank account. More than 305,000 merchants trust Authorize.net for payment processing and online fraud prevention solutions.

Accept retail payments/in-person payments by attaching a compatible card reader to an existing computer, or use a mobile device in order to accept payments on the go. Authorize.Net also powers payments for dozens of pre-integrated, third party point-of-sale systems.

Customers can make a web purchase on their mobile phone, and Authorize.Net payments can be embedded into the business' mobile app for accepting payments.

Accept mail order/telephone order payments and submit transactions manually by entering payment details into Authorize.Net's online virtual terminal. This feature is ideal for merchants who take mail or telephone orders from their customers.

Pricing starting from:

US$25.00/month

  • Free Version
  • Free Trial
  • Subscription

Top 5 alternatives to Authorize.Net

Key benefits of Authorize.Net

  • Accept a variety of payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, and signature debit cards.

  • Manage transactions – A full-featured merchant interface to monitor and control payments through websites.

  • Prevent fraud – Identify suspicious transactions with value-adding products and built-in fraud tools.

  • Risk management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, and never on the user's computer.

  • Receive payments quickly – Funds are automatically deposited into the user's merchant bank account within days.

  • Free help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.
  • Devices

    Business size

    S M L

    Markets

    Australia, Canada, China, United Kingdom, India, United States

    Supported Languages

    English

    Pricing starting from:

    US$25.00/month

    • Free Version
    • Free Trial
    • Subscription

    Top 5 alternatives to Authorize.Net

    Images

    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature
    View 5 more
    Authorize.Net video
    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature

    Features

    Total features of Authorize.Net: 35

    • ACH Payment Processing
    • API
    • Access Controls/Permissions
    • Commission Management
    • Credit Card Management
    • Credit Card Processing
    • Customer Accounts
    • Customizable Branding
    • Debit/Credit Card Processing
    • Discount Management
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • Inventory Management Software
    • Invoice Processing
    • Loyalty Program
    • Mobile Access
    • Mobile Payments
    • Multi-Location
    • Multiple Payment Options
    • Online Payments
    • Ordering Automation
    • PCI Compliance Software
    • Payment Processing Software
    • Purchasing & Receiving
    • Real Time Data
    • Recurring/Subscription Billing
    • Restaurant POS Software
    • Retail POS
    • Returns Management
    • Sales Reports
    • Transaction History
    • Transaction Monitoring
    • eCommerce Management

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    Reviews

    Overall rating

    4.4 /5
    (132)
    Value for Money
    4.3/5
    Features
    4.3/5
    Ease of Use
    4.2/5
    Customer Support Software
    4.2/5

    Already have Authorize.Net?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Write a Review!
    Showing 5 reviews of 132
    Keyana K.
    Overall rating
    • Industry: Internet
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 9.0 /10

    Gets the job done with hardly any issues ever.

    Reviewed on 2018-04-25

    Pros

    Authorize.net is our payment gateway, as we are a company that runs several credit card transactions daily. The fees are minimal, the customer service has always been great (even if, at times, the reasons I had to call we're not so great), and the website is about the simplest one I've ever used, considering all of the information it processes. We don't use any POS devices, just the website, but that's still MORE than enough for us.

    Cons

    I wish it was easier to edit ARB subscriptions; for example, if I want to simply change the date that a customer's auto-charge runs, I have to actually delete the whole thing, and create a new one to reflect the date change. That's pretty annoying, but for a website that hasn't really changed much in the 12 years since I first began using it, I can only expect so much at this point.

    Joe K.
    Overall rating
    • Industry: Retail
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 8.0 /10

    A Bit Dated, But Functional

    Reviewed on 2021-08-19

    Overall, positive experience. Had one day where the servers went down and were unable to take...

    Overall, positive experience. Had one day where the servers went down and were unable to take payment for a couple hours. Other than that, zero outages or complaints.

    Pros

    We've had very little problems with fraudulent payment attempts. Security settings are quite customizable and ease of setup is good.

    Cons

    The interface is a little outdated. Other processors like Square and Stripe feel more sleek and modern, more navigable.

    Alternatives Considered

    Stripe

    Reasons for Switching to Authorize.Net

    Ease of setup with our software and employees familiarity of Authorize.
    Alexa R.
    Overall rating
    • Industry: Textiles
    • Company size: 51-200 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 7.0 /10

    Payment Processor Easy to Use

    Reviewed on 2022-04-14

    Pros

    Easily connects to backend of websites. Stores credit cards as tokens and is safe and easy

    Cons

    Hard to find transactions, have to know the last 4 of the credit card and the date the credit card was processed.

    Alternatives Considered

    PayPal and Stripe

    Reasons for Switching to Authorize.Net

    We use all payment options, but Authorize was the easiest to connect to our 3rd party platform.
    Josh B.
    Overall rating
    • Industry: E-Learning
    • Company size: 2-10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 5.0 /10

    Slow Payments, Convoluted Explanations for Account Use

    Reviewed on 2021-11-19

    Overall, Authorize.net has some benefits like customer trust and fraud prevention and if you are...

    Overall, Authorize.net has some benefits like customer trust and fraud prevention and if you are good at code, it might be great for you. Otherwise it seems a little outdated and complicated to set up and use beyond their automated features.

    Pros

    I do like that Authorize.net is pretty widespread in its use, and that I feel I can implement it in a variety of mediums including SuiteDash CRM and Payments, my website, etc. It is rather versatile in that sense and allows for customization or more simplicity if needed.

    Cons

    If you are doing anything beyond setting up Authorize.net with them directly and having them manage your processor, it is really difficult to figure out what to do and what you need. Customer service is great, but I prefer to just get things done on my own without multiple phone calls to set things up. Payments come slowly and it just overall feels really outdated for me.

    Alternatives Considered

    Venmo

    Reasons for Choosing Authorize.Net

    Square continued freezing my account for no reason and it was incredibly frustrating.

    Switched From

    Square Payments

    Reasons for Switching to Authorize.Net

    I actually use both now, and generally prefer Venmo, but it depends on the circumstance and platform I am using.
    Sara W.
    Overall rating
    • Industry: Performing Arts
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support Software
    • Likelihood to recommend 10.0 /10

    Authorize.net easy to navigate and great support

    Reviewed on 2022-03-23

    Authorize.net is always there in the background of every credit card transaction whether online or...

    Authorize.net is always there in the background of every credit card transaction whether online or in person, but you never notice it because it integrates so seamlessly with all my other programs

    Pros

    Authorize.net is very easy to navigate as an admin, you can set up parameters and change company info on your own without support, but if you do need support, the support team is easy to contact and very helpful.
    Also the reporting is easy and comprehensive.

    Cons

    The set up with my bank was a bit cumbersome, perhaps because we have a Hawaii bank? The time difference between where authorize.net is located and Hawaii caused a couple of reconciliation problems until I realized that some of yesterdays transactions are on todays reports, once I figured that out the reporting was a breeze.

    Showing 5 reviews of 132 Read all reviews

    Authorize.Net FAQs

    Below are some frequently asked questions for Authorize.Net.

    Authorize.Net offers the following pricing plans:

    • Starting from: US$25.00/month
    • Pricing model: Free Version, Subscription
    • Free Trial: Not Available

    2.9% + .30 per transaction* $49 setup, $25 monthly gateway + free additional services. *Partner merchant account fees may vary, contact Authorize.net for more details.

    Authorize.Net has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001+

    Authorize.Net supports the following languages:

    English

    Authorize.Net supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Authorize.Net integrates with the following applications:

    PayPal

    Authorize.Net offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support, 24/7 (Live rep), Chat

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