--- description: Detailed reviews on Melio based on features, pricing, usability, and ratings. Get a quick overview advantages and disadvantages. Compare Melio with similar products. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Melio Reviews, Prices & Ratings | GetApp Canada 2026 --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/237/accounts-payable/software) > [Melio](/software/120147/melio) # Melio Canonical: https://www.getapp.ca/software/120147/melio Page: 1 / 17\ Next: [Next page](https://www.getapp.ca/software/120147/melio?page=2) > Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial. > > Verdict: Rated **4.2/5** by 401 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Melio • Flexible payments: Pay vendors via bank transfer or credit/debit card, while they receive a check, an ACH transfer, a wire transfer, or a single-use virtual card. • Seamless sync: Auto-sync payments with QuickBooks and Xero. • Pay with your credit card: Earn rewards and extend your payment float by up to 45 days. • Advanced approval workflows: Delegate routine tasks while staying in control with flexible user roles and permissions. • Mobile app: Approve payments and handle other finance tasks no matter where your business takes you. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.2/5** | 401 Reviews | | Ease of Use | 4.3/5 | Based on overall reviews | | Customer Support Software | 4.0/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.1/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Melio - **Founded**: 2018 ## Commercial Context - **Starting Price**: US$25.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Subscription fee: Free Credit/Debit card transaction fee: 2.9% Bank transfer (ACH): Free Same-day bank transfer: 1% Sending checks (with USPS): Free Expedited check delivery (with FedEx): $20 International USD transfer: $20 - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - 1099 Preparation - ACH Payment Processing - Accounting Integration - Accounting Software - Accounts Payable Software - Accounts Receivable Software - Approval Process Control - Approval Workflow - Bank Reconciliation - Billing & Invoicing - Billing Portal - Bookkeeping Services Integration - Cash Flow Management - Cash Management - Check Processing - Check Writing - Client Management - Contact Database - Credit Card Processing - Customer Statements ## Integrations (4 total) - FreshBooks - QuickBooks Desktop - QuickBooks Online - QuickBooks Online Advanced ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software - Chat ## Category - [Accounts Payable Software](https://www.getapp.ca/directory/237/accounts-payable/software) ## Related Categories - [Accounts Payable Software](https://www.getapp.ca/directory/237/accounts-payable/software) - [Billing and Invoicing Software](https://www.getapp.ca/directory/240/billing-invoicing/software) - [Accounts Receivable Software](https://www.getapp.ca/directory/238/accounts-receivable/software) - [Payment Processing Software](https://www.getapp.ca/directory/23/payment-management/software) - [Recurring Billing Software](https://www.getapp.ca/directory/1591/recurring-billing/software) ## Alternatives 1. [Xero](https://www.getapp.ca/software/1671/xero) — 4.4/5 (3273 reviews) 2. [NetSuite](https://www.getapp.ca/software/9137/netsuite) — 4.2/5 (2003 reviews) 3. [QuickBooks Online](https://www.getapp.ca/software/20428/quickbooks-online-edition) — 4.3/5 (8393 reviews) 4. [QuickBooks Enterprise](https://www.getapp.ca/software/115227/quickbooks-enterprise) — 4.5/5 (20613 reviews) 5. [Stampli](https://www.getapp.ca/software/103241/stampli) — 4.8/5 (463 reviews) ## Reviews ### "Melio – Manage your ACH payments" — 4.0/5 > **Adam** | *September 11, 2023* | Information Technology & Services | Recommendation rating: 8.0/10 > > **Pros**: I have been using Melio to manage payments to suppliers and contractors. The platform allows us to process ACH payments completely free of charge, which is an incredible benefit. You only incur a cost if you send more than two checks per month. I like its design and the speed at which payments are processed. > > **Cons**: What I don't like is the customer support, it is very, very slow, and when you have a problem with a transaction it can be very tedious and time consuming. > > What sets Melio apart for me is its simplicity, especially when it comes to regular vendors. Sending payments is easy and the platform also allows me to keep a record of all payments made during the year. This is incredibly helpful come tax time. ----- ### "Easy Accounts Payable Solution" — 5.0/5 > **Ryan** | *March 3, 2025* | Furniture | Recommendation rating: 9.0/10 > > **Pros**: Makes accounts payable easy to track and make payments > > **Cons**: 0.50 per ACH fee after 20 ACH per month. If I'm already paying a subscription it should include free ACH. Also wish the drop down for category could be customized. it would save me time instead of having to scroll almost all the way to the bottom > > very easy to setup and continue using. Invoices can be easily updated and fields with info from invoices are automatically populated. Very easy to integrate with Quickbooks ----- ### "Exhausting Melio" — 1.0/5 > **Bill** | *July 31, 2024* | Machinery | Recommendation rating: 0.0/10 > > **Pros**: There is nothing about Melio that makes my job any easier > > **Cons**: Having it forced on me by Quickbooks Inability to talk to a real person Holding my money for 10 days AND charging me a fee for paper checks Cancelling payments for no apparent reason, to vendors previously paid, only referred to TOS to find the reason. Ugh. > > Using Melio increased the time I spend on book keeping. That should tell you all you need to know. ----- ### "Melio is Awesome" — 5.0/5 > **alton** | *September 14, 2024* | Arts & Crafts | Recommendation rating: 10.0/10 > > **Pros**: Melio offers my business the luxury of paying vendors and receiving payments without high subscription fees or a lengthy set up. I was able to pay several vendors within minutes without headache or hassle. My vendors received payments within days and not weeks. This is an awesome and much appreciated feature for my small business. > > **Cons**: All the current features met my business needs and expectations at this time. ----- ### "Melio is the best and works seamlessly with QBO" — 5.0/5 > **Jamie** | *November 17, 2022* | Accounting Software | Recommendation rating: 10.0/10 > > **Pros**: The fact that it is free for ACH and has the integration with QBO. It has become my go to for my clients and bill paying and payment processing. I can track all of there A/R and A/P and submit payments or receive payments with a click of a button, makes it so easy and simple. I recommend to my clients and I use it myself almost daily. I love how it gives you options, you pay the fee or your customer does, they make the call on how they want to be paid via check or ACH. It just makes sense. > > **Cons**: The fact that the ACH option still takes sometimes 3, 5 or even 7 days to receive does put a strain on cash flow for some clients. The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the received date would still be after the due date which makes it frustrating at times. I appreciate the 2 checks a month for free before charging and realize it can't all be free, but it was nice when it was free. I also wish they had more business to person options, not just B2B. This would be super valuable for Non-profits to save on processing fees as well as some MLM businesses. > > There were a few kinks at first but most of them have been worked out, the customer service is great. I have enjoyed working with them to fix issues or work out bugs. The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle bookkeeping for. I love how quick and easy it is, and it's all in one platform, incoming, outgoing and history. I love everything about Melio. ----- Page: 1 / 17\ Next: [Next page](https://www.getapp.ca/software/120147/melio?page=2) ## Links - [View on GetApp](https://www.getapp.ca/software/120147/melio) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | ----- ## Structured Data